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Welcome to Due Diligence Works, we do product due diligence and shelf management so you can spend your time helping your advisors better product recommendations.

our friends call us DDW

DDW At a Glance

Institutional Clients
Reg and Product Committees a Year
Years Experience
Products Supported

How Can We Help You?

Industry Insights Newsletter

2023 Q2 ISSUE

Carrier Service Score Survey


Reasonably Available Alternatives Tool

Let your FPs create their RAA, or let the system create for them. Either way is quick and easy and documented


Carrier and Product level research for your product shelf. Gain scale from our research used across the industry (a must in a Reg BI environment)

ERISA Roll Over Tool

Need to document a rollover is just. Include the plan expenses, new portfolio, manager fees, and rational for rolling over.

Product Shelf Management

Get specific advice on your product shelf, what to keep, remove or add to your shelf with a documented process

Research Portal

See your product shelf in one place, with easy access to research, support your Reg BI needs

Regulator Corner

Get up to date info on regulatory news. See DDW's analysis and how it may effect your firm.


Docupace - DDW Integration

Investment and Insurance Products

We cover them all. You would expect your Financial Professional to look across products before selecting the best choice for a client. You should expect the same from your due diligence firm.

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  • Annuities
  • Life Insurance
  • Mutual Funds
  • Exchange Traded Funds
  • Managed Money
  • Unit Investment Trusts
  • Structured Products
  • Alternative Investments

What We Believe Is Important

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To research a product shelf, you have to compare it to the industry product universe. If you don’t know what else is out there, it is impossible to know your product shelf is best in class, yet alone document as such. We review the entire product universe on a continuous basis, and this enables us to provide advice on your product shelf.

Due diligence is not just for the back office. Organizing research and tailoring the information to the correct audience is a key reason our content is used up and down the organization from the front office to the back.

It is amazing when Supervision and Financial Professionals use the same tools and information. NIGOs are reduced and the culture is improved. Same is true for your product organization, helping them see things from an FP perspective and FPs from a Product Management perspective.

Financial Services can be a complicated business, especially when reading a prospectus or sifting through product data. We turn data into actionable information and speak in plain English.

And should not be that expensive.  We have already done the hard work on product due diligence.  Putting it all together into Reg Tech (Reg BI and 401k Rollovers) is pretty straight forward for us.  

Due Diligence Can Help Sales

Gone are the days of thick due diligence reports which nobody reads. There is great content produced through proper due diligence, we take great pride in producing these reports, but even more in how it is consumed. Our content is meant to be read by home office (analyst to president) and by Financial Professionals. We show products in a way that FPs need to see to help their clients.

We also believe Financial Professionals are typically good at talking to clients about market commentary. But often struggle to convert that conversation into a product sales tied to the client need. We have created the DDW Market Insights which takes the current market conditions and talks to actual products that can implement that market idea. This is helpful for the FP and Sales Managers to have the right conversation to help clients and grow the business.

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Welcome to Our Blogs

DDW Annual Client Conference 2024

Thank you to an amazing group of clients who attended the DDW Client Conference this week. We covered it all: Products, Compliance, and Technology. The DDW Community keeps growing stronger, which makes us all better. See you all next year.

Variable Annuities Sales are Coming with the Risk On Trade

As the Fed continued to raise the Fed Fund Rate, what impact has this had on the annuity product lines? On the surface, we may know the answer; however, what does it really look like. In the following charts, DDW will compare how the different annuity lines fared in the increasing rate environment.

What Happens to a REIT When Markets Get Scared?

According to Stanger Investment Banking, non-traded REITs raised almost $12bn in 2019 and nearly $11bn in 2020. In 2021, Blackstone Group’s BREIT fund raised just short of $25bn. Real estate research firm Green Street estimates that, at the peak of fundraising in the fourth quarter of 2021,...

Navigating Changing Investment Landscapes

Here’s What Rising Rates Mean to Jeffrey “Bond King” Gundlach Renowned investor Jeffrey Gundlach, popularly known as the "Bond King" (Bill Gross isn’t the only one to have earned this title) and CEO of Doubleline Capital, recently shared his macro views during a talk attended by DDW. Overall, he...

It’s time to stop “Wash, Rinse, Repeat” your Monthly Structured Product Shelf.  Here’s why.

Takeaway: In today's MLCD marketplace, where there is FDIC insurance, should you be offering MLCDs with lower caps? Summary: As one of our clients said at the end of a discussion like the one below: “If I'm comparing apples to apples, why take the bruised ones?” “Wash, Rinse, Repeat” has been the...

What happens when FINRA's President interviews the SEC's Chairman?

Summary: Even now, there was a lot of talk about Reg BI and what it really means. They reiterated that Reg BI needs to focus on costs, conflicts, reasonable available alternatives, commission vs advisory, account (type) opening recommendation, product recommendations...and that's not all of it. ...

Structured Products Monthly Process Changes with Higher Yields

The structured product market has been akin to riding a roller coaster over the past few years. Much of this wide ride has been attributed to the volatility of the market, and until early 2022 the fixed rate environment remained anemic. Prior to these higher interest rates, investors needed to...

How Do BDs Survive the Squeeze of More Industry Regulations and the Need to Control Expenses?

Key Takeaway: More Outsourcing and More Regulations Means More DDW

What a "Product Diversified" Portfolio Really Means

Over the last 12 months, we have seen the fed funds rate increase by 4.5%, directly affecting equity and bond markets. Yields have finallyrisen, and we are now actually getting a return on our cash in a savings account or just buying treasuries. This is a good thing for Americans.But inflation has...

We will ring in 2023 with the highest income levels in over 2 years

Key Takeaway: We will ring in 2023 with the highest income levels in over 2 years for both FIAs and VAs.

FTX: A failure of due diligence

What happened to FTX, and more importantly, what should we think about going forward?

Takeaways from the FINRA Small Firms Conference - Los Angeles, November 2022

Key Themes Discussed: Reg BI, Complex Products, Best Ex Reviews

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