Is saving a Penalty Kick luck or skill?
Some goalies consistently make these saves, watch the NYC Major's Cup MVP (click to watch the kick, I mean the save). Protecting your Broker-Dealer with Product Due Diligence is similar. You have to know what to look for and which way to move. If you don't have your eye on the ball "all the time," you may be exposed. Get the help of a specialist and get back to offense.